exploration
UPICred
Consumer-side UPI tooling, considered and parked.
What problem does UPICred solve?
There's a real consumer need for better UPI tooling, credential management, history, dispute trails, but the regulatory surface around anything that touches the UPI core is wide and changes monthly.
What is UPICred and how was it built?
Scoped the product, looked hard at the compliance asks, prototyped enough to understand the costs.
What's the outcome of UPICred?
Parked. Decided the regulatory fight wasn't the one worth picking right now. Notes kept; code retired.
consumer UPIregulatory triageparked deliberately
Questions on this one? Easiest path is WhatsApp.